Terms of Service Generator — Free Starter ToS Template
Generate a starter Terms of Service / Terms & Conditions template for websites and apps. NOT legal advice.
About Terms & Conditions Generator
A Terms of Service (ToS) generator produces a starting template for the legal contract between you and your users — defining what users may and may not do on your site / app, your liabilities and disclaimers, dispute-resolution mechanisms, and termination rights. The ZTools Terms of Service Generator runs entirely in the browser, asks about your service type, jurisdiction, payment model, and acceptable-use needs, and outputs a structured ToS with the standard clauses. NOT a substitute for legal advice; real enforceability requires attorney review and may require jurisdiction-specific clauses.
Use cases
- New website / app launch. ToS required for liability protection, user-conduct enforcement, and payment terms. Generator produces a starting draft; attorney polishes.
- Subscription SaaS. Recurring billing, refund policy, service-level expectations, account termination. Generator includes the standard SaaS clauses.
- User-generated content site. Forums, marketplaces, social. Generator covers content licensing (you grant us a license to display), DMCA, prohibited content, moderation rights.
- Free product with premium tier. Hybrid model. Generator distinguishes free vs paid clauses, payment terms, downgrade / cancellation procedures.
How it works
- Provide service basics. Company name, jurisdiction, service description, website URL, support email.
- Describe payment model. Free / paid one-time / subscription / freemium. Generator adapts the billing + refund clauses.
- Pick acceptable-use needs. Standard (no illegal use), strict (DMCA, content moderation), enterprise (data-residency, audit rights).
- Add specifics. Governing law, arbitration clause, age-of-use minimum, IP assignment / license.
- Generate + customise. Tool outputs Markdown / HTML. Review with an attorney; customise to actual practices.
Examples
Input: Free SaaS, US-based, US users only
Output: ~2500 word ToS: account terms, acceptable use, IP, disclaimers, limitation of liability, governing law (state of incorporation), dispute resolution.
Input: Subscription product with EU users
Output: ~3500 word ToS: subscription billing terms, EU consumer protections (right of withdrawal), GDPR cross-references, jurisdiction.
Input: User-generated content marketplace
Output: ~4000 word ToS: content licensing, DMCA, host-of-content disclaimer, dispute resolution, indemnification.
Frequently asked questions
Can I just copy a competitor's ToS?
No — copyright applies to legal documents like other writing. Plus, their ToS is tailored to their practices, not yours. Use a generator + attorney for your specific needs.
Do I need a click-wrap acknowledgement?
For enforceability, almost always yes. ToS that users haven't affirmatively accepted are harder to enforce. Use a checkbox at signup.
What jurisdiction should I pick?
Usually where your business is incorporated. For US LLCs, the state of incorporation. EU companies pick their home country. Consult an attorney for cross-border services.
What about arbitration clauses?
Common in US ToS to limit class actions. EU consumer law restricts mandatory arbitration. Check jurisdiction-specific rules with counsel.
How often should I update the ToS?
Whenever business practices change. Notify users of material changes (most ToS require this); some regulators require renewed acceptance.
Is the input uploaded?
No — client-side only.
Pro tips
- Have an attorney review before publishing. Templates miss jurisdiction-specific enforceability requirements.
- Use click-wrap (explicit checkbox) acceptance, not browse-wrap (implicit acceptance by use).
- Pair with a privacy policy. ToS handles user-vs-you contract; privacy policy handles data practices.
- Plain language increases enforceability. Hidden / unconscionable clauses get struck by courts.
- Update + notify users on material changes. Most ToS require advance notice (30 days standard).
Reviewed by Ahsan Mahmood · Last updated 2026-05-05 · Part of ZTools.
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